Community Finance
It's Personal.
Whatever your financial situation, everyone is part of a community. Find yours and access credit that is more flexible, more fair and more affordable.
350+ Community led lenders in the UK
No contact details required for a match
Personal and inclusive lending
Representative 28.3% APR
What is Community Finance?
Imagine financial services, not led by profit, but by the financial well being of a specific community.
This is Community Finance.
Why use Community Finance to borrow money?
It's fair
Community Finance exists to improve the financial wellbeing of it's customers. You can be safe in the knowledge you'll be treated fairly.
It's personal
By focusing on serving a select community, providers can truly understand your needs and what you're up against. This allows them to be more flexible with what they can offer you.
It's affordable
Not being driven by profit, Community Finance and socially led providers can often offer lower rates than other options in the market.
Types of Community Finance
Credit Unions
Credit unions exist all over the country, providing financial services (such as loans and savings) to its members.
Membership of a credit union is based on a “Common Bond”. This can be where you live, the industry you work in or the employer you work for.
A Credit Union is owned by it’s members, not by external shareholders or investors. This means it's focus is on best servicing its members, not maximising profits.
CDFIs (Community Development Financial Institutions)
These are members of the National Body: Responsible Finance
CDFIs are community-rooted social enterprises on a mission to get finance to individuals, business and social enterprises who can’t get what they need from the banks.
350+ community led providers in the UK
Here's how Comuno works..
Step 1 - Find your community
Based on just your postcode, work or existing associations we’ll narrow you down a suitable Credit Union or CDFI.
Match in 30 secs with no contact details
Step 2 - Check your eligibility
You can then check your eligibility for your loan or membership (if a credit union). This way you won’t impact your credit file, or waste any unnecessary time.
Check has no impact on your credit file
Step 3 - Review quote & apply
If eligible we’ll present you with a personalised loan quote. If you decide to continue we’ll send you and your details to the lender to finalise your application. Zero hassle.
Application sent direct to lender
Who are Comuno?
We are Comuno. On paper we are a socially led tech company, but see us as the online flag bearer for the world of community finance.
Having worked in online financial services for over two decades, we've seen the vast amount of customers searching for finance products, that without knowing it, need community finance.
Our mission is to unite them.